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App StoreEditor's Review
The award-winning NatWest mobile banking app is used by over 9 million customers every day to access their accounts. With this app, you can make your day-to-day banking easy, quick, and secure.📱
Key Features:
✨ Instant Account Setup: Set up current, savings, and student accounts instantly. No more long waits! 🏦
🔒 Enhanced Security: Enable multi-factor authentication (MFA) for better security and send high-value payments in-app. You can also amend payment limits. 🛡️
💰 Buy Now, Pay Later (BNPL): Apply for BNPL options directly through the app. 🛍️
🤝 Split a Bill: Easily split a bill by sharing a payment request link with multiple people at once. Perfect for group outings! 🍕
🏧 Get Cash: In emergencies, get cash with a unique code without using your card. 💸
🔄 Save Spare Change: Save your spare change with Single or Double round ups. Every little bit helps! 🪙
🏠 Additional Services: Discover mortgages, home and life insurance, and loans in one place. 📝
⭐ Favorite Payees: Send money faster by favoriting payees. 🚀
🌱 Carbon Footprint Tracking: Calculate your carbon footprint and track your progress. 🌍
📊 Budgeting: Easily manage your monthly spending and set categories for better budgeting. 📉
🔮 Credit Score Predictions: Add predictions and learn how your financial decisions can affect your credit score. 📈
💳 Instalment Plans: Set up an instalment plan to repay a credit card purchase over a set period. 🗓️
🏦 Multiple Accounts: Add your other bank accounts and see them in one secure place. 🏦
❄️ Freeze Cards: Freeze and unfreeze your credit or debit cards at any time for added security. 🥶
Premier Account Options:
👑 Premier Select: A premium account with no monthly fee.
🎁 Premier Reward: For £2 a month, get £9 back in rewards and earn at least 1% at partner retailers per transaction.
✈️ Premier Reward Black: For £31 a month, enjoy airport lounge access, travel and phone insurance, and a 24/7 concierge service.
Student Account Benefits:
💰 Cash & Tastecard: Open an account today and receive £80 cash and a free Tastecard.
overdraft of up to £2000.
Important Information:
Daily Payment Limit: Maximum of 5 payments totaling £1000 per day (16+).
Get Cash: Withdraw up to £130 every 24 hours at branded ATMs (requires £10 in account and active debit card).
Touch ID/Face ID: Available on selected devices.
Credit Score: Available to customers over 18, with a UK address, provided by TransUnion.
Spending: Available for Personal and Premium Current accounts (16+).
Card Freezing: Applicable to MasterCard credit and debit cards.
Travel Plan: Create one Travel Plan at a time for up to 90 days, including up to 7 countries.
Receipt Management: Available to Business Banking and Premier customers only.
Age Requirement: App available to customers aged 11+ with compatible Android devices and a UK or international mobile number.
Permissions Required:
Network Communication: Allow the app to communicate through your network.
Location: To find your nearest cash machine or branch.
Contacts: Access to your contacts list to ‘Pay your contacts’.
Accessibility Note: The app contains images that may cause a reaction in photosensitive individuals. You can switch these off via your device settings.
Device Compatibility: Requires Android device with OS - 7.0 and above.
By downloading this app, you agree to the Terms and Conditions available at natwest.com/mobileterms. Save or print a copy along with the Privacy Policy for your records.
Features
Instant account setup
Multi-factor authentication
Buy Now, Pay Later option
Bill splitting feature
Emergency 'Get Cash' option
Spare change saving
Mortgage and insurance access
Favorite payee option
Carbon footprint calculator
Budgeting and spending management
Credit score predictions
Instalment plans
Other bank account integration
Card freeze option
Pros
Easy account setup
Enhanced security with MFA
Convenient bill splitting
Emergency cash access
Carbon footprint tracking
Cons
Payment limits apply
ATM withdrawal limits
Touch ID/Face ID limitations
