Affirm

Editor's Review

The Affirm app offers a seamless way to shop and pay over time, providing financial flexibility and convenience. 🛍️💳 With Affirm, you can shop online, in-store, and directly within the app, making it easier than ever to manage your purchases. Plus, eligible customers can now get the Affirm Card™ to use anywhere Visa is accepted in the U.S., expanding your payment options. 🌟

One of the standout features of the Affirm app is its ability to show your purchasing power upfront, allowing you to make informed decisions about your spending. 💰 You can explore a variety of brands offering clear, flexible payment options, including deals, 0% APR opportunities, and plans extending over 12 months. This makes it simple to find the best payment solution for your needs. 🗓️

Managing your payments is a breeze with Affirm. You can set up AutoPay to ensure timely payments or opt to make early or one-time payments as you see fit. ⏰ Additionally, Affirm offers a high-yield Money Account with no hidden fees, helping you grow your savings effortlessly. 🏦

The Affirm Card takes your payment flexibility even further. You can request a physical card to use anywhere Visa is accepted in the U.S. Applying for the card has no impact on your credit score, and there are no card or annual fees. 💳 You can also discover 0% APR options or flexible plans at top brands, both in-store and online. Requesting a payment plan is straightforward—simply do it in the app before or after checkout. 📱

It’s important to note that purchasing power is an estimate and may include a down payment at checkout. Approval and terms are not guaranteed, and the Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC. Pay-over-time plans must be applied for each purchase in the mobile app and are subject to eligibility checks. Rates range from 0 - 36% APR, and loan options vary based on eligibility and the timing of your card purchase. 📝

Features

• View purchasing power

• Shop brands with flexible payments

• Discover deals and 0% APR options

• Set up AutoPay

• Open a high-yield Affirm Money Account

• Use the Affirm Card anywhere Visa is accepted

• Request payment plans in the app

• Get a physical Affirm Card

Pros

• Shop with flexible payment options

• Discover deals and 0% APR options

• Manage payments easily with AutoPay

• Earn with a high-yield Affirm Money Account

Cons

• Approval and terms are not guaranteed

• Minimum purchases may be required